Getting Your Hands On An SR-22 Insurance Policy

Posted on: 20 September 2019

If you are a vehicle owner, it is of the utmost importance that you keep your car insured to the fullest. In doing this, you will be able to keep up with the legality of owning said automobile so that you don't have problems with the Department of Motor Vehicles. What's more, it is up to you to consider the worth of your vehicle and the trustworthiness of the company that you are buying insurance from, so you'll always know that you are protected when you drive. 

In this regard, we'll dive into a type of coverage known as SR-22 insurance. 

What is SR-22 insurance? -- A breakdown and examples of when you might need it

To make sure that you are, indeed, purchasing the correct automobile insurance plan for your needs, it's important to understand what SR-22 insurance is and what it entails. For starters, this is a kind of insurance plan that you have to get when you run into some legal encumbrances. It is a certification that must be secured when you have been convicted of a DUI, reinstate your license after having it suspended due to a reckless driving or other serious moving offense, or are caught by the police without carrying valid car insurance. 

The more you know about SR-22 insurance, the easier it will be to file an application and see to it that you get the plan that you need. There's no reason to drag your feet when it becomes necessary for you to secure insurance because filing an application should only cost you between approximately $15 and $25 in most cases. Look into the requirements in your state so that you can get the coverage that you are looking for. 

Shop for the correct insurance policy, keep the DMV in the loop, and protect your driving record

There are a number of third-party companies that you can look into when you know that you need to secure SR-22 insurance. Shop around for estimates and make sure that you match up with a company that can make the process straightforward. As soon as you get your hands on your certificate, send a copy to your local DMV branch so that it can go on your record. 

If you follow these tips, you should have no problem getting your hands on an SR-22 insurance policy to ensure that you can still legally drive your vehicle.