Charlie Walker

  • The Fundamentals Of Business Interruption Insurance

    As a business owner, making sure that you're always able to make ends meet is important. That often means considering what you would do if something were to arise that shuts down your business for any length of time. Even with a standard loss, such as a fire, that keeps your business from operating, you won't necessarily have the means to replace that income for your business, yourself, or your employees. [Read More]

  • What To Consider When Shopping For Commercial Auto Insurance Policy

    Your personal auto insurance policy won't be sufficient if you have a vehicle you use for your business. In this case, you will need to get a separate policy, that is, a commercial automobile policy. You may not have a fleet of trucks, but you still require this coverage for vans and even personal cars that you may routinely use for business functions. While shopping for this type of auto insurance policy, here are a few things to keep in mind to ensure you get the best deal. [Read More]

  • What Types Of Auto Insurance Coverage Do You Really Need? A Closer Look At Common Coverage Options

    When purchasing a car insurance policy, there will several different coverage options which you can choose to either accept or decline. Which options you choose to accept will ultimately determine just how much coverage your policy provides. That is why it is so important to understand what type of coverage each option includes so that you can ensure you are getting the protection you need. Continue reading to learn more about five of the most common options you will have available to you when purchasing auto insurance coverage. [Read More]

  • 3 Tips To Help You Select Homeowner's Insurance

    Finding the right home insurance is crucial. Your home is one of your most significant assets, and you will want to do your best to protect it from disaster or destruction. Homeowner's insurance also comes with liability coverage, which protects you and your assets if an accident occurs in your home. It's hard to understate how important home insurance coverage is. Here are three tips to help you select a homeowner's insurance policy that meets your needs. [Read More]

  • 3 Incredible Benefits Of Comprehensive Car Insurance

    The law requires that every car owner obtains at least third-party insurance for their vehicle. Unfortunately, a third-party cover only protects you against legal liabilities after an accident and doesn't protect your car against damage costs, total loss, or theft. This is where comprehensive insurance comes in. In addition to the benefits of third-party cover benefits, a comprehensive plan also covers against flood or fire damage, natural disaster, collisions, and theft. [Read More]

  • Small Business? Sole-Proprietor Business Insurance Options

    Just because you operate a small, sole-proprietor business does not mean you can forego the proper insurance. If you are unsure of where to start, contact a commercial insurance agent and ask about a business owner's policy (BOP). This type of policy starts with coverage for any property the business owns (which is besides real estate can include items such as computers, machinery, inventory, and any other items needed to run the business,) and also allows for some liability should someone be injured due to your business operations. [Read More]

  • 4 Factors Insurance Companies May Consider When Determining Post-Claim Premium Increases

    The consensus amongst many people is that if you have a car accident, you can guarantee that your auto insurance premium will increase. However, if you take a closer look at the way insurance companies sometimes assess accident claims, you might discover that this practice can apply to some situations, but not all of them. Learn more about the factors that insurance companies sometimes use when evaluating claim-induced premium increases. [Read More]

  • What Does Workers Comp Insurance Cover?

    As a company owner, it's your responsibility to look out for your employees' well-being. Knowing that you've invested in their welfare gives your staff the confidence to report to work and go the extra mile to grow your business. No matter how many employees you have, it's crucial to have workers comp insurance that covers your staff for work-related injuries and losses. This gives you peace of mind knowing that your employees can quickly bounce back after an unforeseen accident. [Read More]

  • Should You Buy Your Car Insurance Through An Agent Or Online?

    As technology advances and as companies adopt new digital strategies, more people are using online platforms for their needs. Today, you can get car insurance information online, get a quote, or even buy your insurance policy online.  However, some people remain adamant about online purchases and prefer the conventional route when making their car insurance purchase. So, which option is better? Buying Through a Car Insurance Agent Seeking the services of a car insurance agent is like asking for help from your assistant. [Read More]

  • Six Great Resources When You're On The Market For The Right Business Insurance Policy

    If you're on the market for business insurance for the first time, there might be a lot of questions you have about choosing the right policy. Fortunately, there are also a lot of resources out there that can help you to find the answers you're looking for. The following are six great resources you can use to find the right policy when you're on the market for the right business insurance coverage solution. [Read More]