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  • Five Mistakes Contractors Need To Avoid When It Comes To Liability Insurance

    Contractors need to make sure they have adequate liability coverage for all of the vehicles they use as part of their operation. Any insurance mistakes can leave contractors susceptible to thousands of dollars in damages should an accident occur. The following are five big mistakes you need to avoid as a contractor when it comes to your liability insurance. Not taking advantage of policy add-on perks that can be beneficial [Read More]

  • Five Things You May Have To Do About Your Car Insurance After Moving

    Moving can disrupt your car insurance coverage and policy, and there are a few changes you may have to make. Here are a few things you may have to do to ensure that your insurance coverage is still adequate and affordable after moving: Updating Your Address The first thing you must do after moving is to update your address; inform your insurance carrier about your move so that they can update your policy accordingly. [Read More]

  • 4 Factors That Will Significantly Affect The Cost Of Your Auto Insurance

    Taking the time to get the best price of your car coverage is sure to be foremost on your mind. This will allow you to remain protected regardless what may happen when you're on the road. The good news is there are specific things you can do that may help lower the cost of your auto insurance and knowing what these are may be helpful to you. Factor #1: Type of car [Read More]

  • 4 Benefits Of Choosing Auto Insurance That Offers A Mobile App

    Mobile apps are changing the way people use their auto insurance, and choosing a carrier that offers a mobile app can provide a host of benefits not previously available for drivers. Use the following guide to learn the unique benefits that come with having a mobile car insurance app on your smartphone. 1. Roadside Assistance Access Some car insurance policies come with included roadside assistance, and a mobile app for your auto insurance makes it easier than ever to access your benefits. [Read More]

  • Does Homeowner's Insurance Cover Refrigerator Problems And Spoiled Food?

    Homeowner's insurance is a necessity for anyone that owns a house, but many people are unaware of all the different types of coverages a standard policy offers. One type of coverage your policy might offer, that you do not even realize, is coverage related to refrigerator malfunctions. Here are several things to understand about home insurance and refrigerator problems. Your policy does not cover the refrigerator itself A standard homeowner's insurance policy does not typically offer coverage for broken refrigerators, or any other types of appliances for that matter. [Read More]

  • Home Insurance Needs For A House You Plan On Renting Out

    It can be very frustrating if you need to sell your home right away because your new home is ready for you to move into. If you cannot sell your current home, you could end up with two mortgage payments to make each month. In this situation, you could opt to rent your home out and become a landlord. This is a great way to avoid having two mortgage payments, but there are several things you should know about the insurance you will need for the home you will rent out. [Read More]

  • What Type Of Roof Damage Coverage Does Homeowner's Insurance Provide?

    If you own your own home, you better have homeowner's insurance. Not only does it help protect you in the event of some sudden disasters, but it also protects you from lawsuits if someone is injured while on your property. However, not everyone understands what homeowner's insurance covers, especially when it comes to roof damage. If you are worried about roof damage, find out what your insurance will and won't cover. [Read More]

  • Getting Homeowners Insurance Coverage The Smart Way

    Have you been living in a house that isn't covered by insurance because you want to save money? You can actually end up losing a substantial amount of money by not purchasing homeowners insurance. The reason why is because a disaster can destroy your house when least expected, and you might have to consider it as a loss if you can't afford to get it repaired. Homeowners insurance is also useful for financial security for other things in your life as well. [Read More]

  • Five Mistakes To Avoid That Could Raise The Costs Of Your Home Insurance

    Getting the best rates on home insurance requires you to do careful market research and to educate yourself about the different home insurance products that are available to you. The following are five mistakes to avoid that could raise the costs of your home insurance: Not having a home security system that prevents theft If you're on the market for home insurance, you should be aware of the fact that having a home security system installed can drastically decrease your rates. [Read More]

  • 4 Reasons to Shop for Car Insurance Every Six Months

    You always hear that it's a good idea to shop for lower rates for car insurance because you'll never know if you'll find one that is significantly less for the same amount of coverage. Also, your needs for certain types of coverage may have changed at this time, so you can also drop or add coverage options. However, many people skip out on doing this small task every 6 months and it's usually because they aren't aware of the true benefit and value it can provide aside from the fact that it can save you a bit of money. [Read More]