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  • 4 Things That Are Commonly Not Covered By Homeowners Insurance

    If you have homeowners insurance, it is essential to know what is not covered by your insurance so that you can get the right insurance for these items. Homeowners insurance is designed to protect your home, personal belongings, and other structures on your property. It is also designed to provide you with liability protection and against loss of use of your home. #1: Business Equipment It has become more and more common to operate businesses out of one's own home. [Read More]

  • How To Choose The Right Home Insurance Policy

    Your home is more than just where you live. Your home is one of your most valuable assets and something that you need to protect with a robust home insurance policy. Homeowners insurance will cover your home and belongings in a variety of situations. However, it's important to remember that there's a lot to consider regarding these policies, and finding the right fit for your home can be challenging. Here's how to choose the right home insurance policy for your home. [Read More]

  • Can You Really Get A Lower Auto Insurance Rate?

    Auto insurance rates seem to increase each year for some drivers, but it does not have to be that way. In fact, you might find that you can get lower auto insurance rates when you build an understanding of the way auto insurance rates work. So, can you get lower auto insurance rates? It might be possible if you keep these tips in mind. Check Out Different Rates Annually One of the best things you can do is always check for better rates when your insurance is about to expire. [Read More]

  • Filing A Homeowner's Insurance Claim? Why You Should Hire A Public Adjuster

    Part of the beauty of purchasing homeowner's insurance is having the ability to file a claim after a residential accident or emergency happens. Coming up with large sums of money at a moment's notice isn't always the easiest thing to do, especially if every penny in your budget is already accounted for. If a covered peril has occurred at your home and you're thinking about filing an insurance claim, it would seem that there isn't much to it. [Read More]

  • 3 Things You Need To Understand About Uninsured Motorist Coverage

    One of the many add-ons you can apply to your auto insurance policy is uninsured motorist coverage (UMC). UMC is required in a few states but not most states. It is essential to understand what this coverage offers. #1: Uninsured & Underinsured Coverage Are Different Although the terms are often used interchangeably, uninsured and underinsured driver coverage are two different things. Uninsured driver coverage comes into effect when you are involved in a crash with someone who either doesn't have insurance at all or whose insurance doesn't meet the requirements for insurance in your state. [Read More]

  • Top Signs You Need Renters Insurance

    There are many people out there who rent houses, apartments, and other types of homes and who are not covered by renters insurance. If you are one of them, then you should check out these possible signs that you should purchase a renters insurance policy. Luckily, there are plenty of reputable insurance companies out there that offer renters insurance policies for affordable rates, so finding and buying coverage for yourself shouldn't be too difficult or expensive. [Read More]

  • Just Been Hit With a Rate Increase? Two Tips to Help Lower Your Car Insurance

    You never know when it will happen. After happily sailing along for several months or even years with the same insurance company, you receive notice that your premium will go up at the next renewal. The news can come as a major blow because you have likely set your budget around the existing rate and may be unsure of how you'll be able to come up with the difference. The situation may initially throw you for a loop but always know that there are options. [Read More]

  • Should You Increase Your Auto Insurance Deductible To Save Money?

    When people look for cheap car insurance plans, they often search for companies that offer the lowest rates. While this is one way to find more affordable car insurance, you can also use other techniques. One technique involves increasing your deductible. The question is whether you should do this to save money. Before you rush into a decision, you might want to think about the following things. Understand What a Deductible Is [Read More]

  • A Look At The Various Types Of Business Insurance

    Any business, bet it large or small, faces a variety of risks that can result in its closure. Business insurance is intended to cushion a business against such threats, thus ensuring its continued operation and growth. In other words, it acts as a safety net for businesses in case a risk event occurs. Here are some common forms of insurance available for businesses. Workers' Compensation Insurance Every business is generally responsible for the health and safety of the people that work for them. [Read More]

  • Four Steps For Buying Insurance Coverage For Your House And Property

    Buying an insurance policy for your home can be one of the most important investments that you make, as it will protect you from many of the worst losses that you can experience as a result of home damage. While insurance is something that every homeowner should carry, it is important for individuals to avoid being careless when they are making this purchase. Look For Bundling Options Bundling your various insurance policies is one of the more effective options for allowing you to reduce the costs of this coverage without having to compromise on the amount of protection that you are being afforded. [Read More]