Insurance

  • Tips to Help You Insure Your Motorcycle

    When you own a motorcycle and plan to ride it on the roads, it must be covered under an insurance policy. What do you need to know about motorcycle insurance? What coverage do you really need? Here, you'll find a few tips to help you insure your motorcycle and stay within your budget. Consider the Value of the Motorcycle Before you get your insurance, you need to consider the value of your motorcycle. [Read More]

  • Does Filing For Bankruptcy Have Effects On Your Home Insurance?

    Most people realize that filing for bankruptcy can affect their credit in a way that is very negative, but this is certainly not the only effect bankruptcy can have on a person. Bankruptcy can also affect other areas of life, and one thing you might be wondering is whether filing for bankruptcy will affect your homeowners insurance. This is a good question to evaluate, and there are several things to understand about this. [Read More]

  • Getting Insurance After a License Suspension: Three Things to Know

    Your driver's license can be suspended for a number of reasons, such as a DUI conviction or multiple moving violations. Driving after your driving privileges have been restored means finding proper insurance coverage. This can be confusing at times, but learning some basic information can help you get back on the road while still following the letter of the law. Here are a few things to know about getting insurance once your license has been reinstated. [Read More]

  • Is Your Home Prepared For Winter? How To Avoid Winter Insurance Claims

    If you own your home, you need to take steps to prevent insurance claims this winter. Winter weather can wreak havoc on your home and cause serious damage. Unfortunately, each claim you file for property damage can lead to increased premiums on your homeowner's insurance policy. The best way to avoid winter damage, insurance claims and the accompanying premium increases, is to take precautions to safeguard your home. Here are four steps you can take to avoid winter claims on your homeowner's insurance. [Read More]

  • What You Need To Know To Protect Your Business Against Liquor-Related Lawsuits

    Mixed drinks, liquor, and beer are often thought of as celebratory or relaxing beverages. Your business needs to be aware of the relationship between alcohol consumption and your legal liability to ensure that you are protected against financial loss in a liquor-related lawsuit. Many states have provisions that allow for the suing of a business whose employees or patrons consume too much alcohol and then cause significant property damage. There are two primary types of liquor liability insurances available on the market today. [Read More]

  • Understanding DBA Insurance For International Contractors

    If you are a military contractor who is employed to work overseas, then you may be asked to get a special type of insurance. The insurance is called DBA insurance, and you will often need to acquire it before you start working overseas. What Is DBA Insurance? DBA insurance is a type of workers' compensation insurance that is specifically meant to protect contract workers who are working for the government in places outside of the United States. [Read More]

  • Five Things You May Have To Do About Your Car Insurance After Moving

    Moving can disrupt your car insurance coverage and policy, and there are a few changes you may have to make. Here are a few things you may have to do to ensure that your insurance coverage is still adequate and affordable after moving: Updating Your Address The first thing you must do after moving is to update your address; inform your insurance carrier about your move so that they can update your policy accordingly. [Read More]

  • 4 Factors That Will Significantly Affect The Cost Of Your Auto Insurance

    Taking the time to get the best price of your car coverage is sure to be foremost on your mind. This will allow you to remain protected regardless what may happen when you're on the road. The good news is there are specific things you can do that may help lower the cost of your auto insurance and knowing what these are may be helpful to you. Factor #1: Type of car [Read More]

  • 4 Benefits Of Choosing Auto Insurance That Offers A Mobile App

    Mobile apps are changing the way people use their auto insurance, and choosing a carrier that offers a mobile app can provide a host of benefits not previously available for drivers. Use the following guide to learn the unique benefits that come with having a mobile car insurance app on your smartphone. 1. Roadside Assistance Access Some car insurance policies come with included roadside assistance, and a mobile app for your auto insurance makes it easier than ever to access your benefits. [Read More]

  • Does Homeowner's Insurance Cover Refrigerator Problems And Spoiled Food?

    Homeowner's insurance is a necessity for anyone that owns a house, but many people are unaware of all the different types of coverages a standard policy offers. One type of coverage your policy might offer, that you do not even realize, is coverage related to refrigerator malfunctions. Here are several things to understand about home insurance and refrigerator problems. Your policy does not cover the refrigerator itself A standard homeowner's insurance policy does not typically offer coverage for broken refrigerators, or any other types of appliances for that matter. [Read More]