Posts

  • Is Your Home Prepared For Winter? How To Avoid Winter Insurance Claims

    If you own your home, you need to take steps to prevent insurance claims this winter. Winter weather can wreak havoc on your home and cause serious damage. Unfortunately, each claim you file for property damage can lead to increased premiums on your homeowner's insurance policy. The best way to avoid winter damage, insurance claims and the accompanying premium increases, is to take precautions to safeguard your home. Here are four steps you can take to avoid winter claims on your homeowner's insurance. [Read More]

  • What You Need To Know To Protect Your Business Against Liquor-Related Lawsuits

    Mixed drinks, liquor, and beer are often thought of as celebratory or relaxing beverages. Your business needs to be aware of the relationship between alcohol consumption and your legal liability to ensure that you are protected against financial loss in a liquor-related lawsuit. Many states have provisions that allow for the suing of a business whose employees or patrons consume too much alcohol and then cause significant property damage. There are two primary types of liquor liability insurances available on the market today. [Read More]

  • Understanding DBA Insurance For International Contractors

    If you are a military contractor who is employed to work overseas, then you may be asked to get a special type of insurance. The insurance is called DBA insurance, and you will often need to acquire it before you start working overseas. What Is DBA Insurance? DBA insurance is a type of workers' compensation insurance that is specifically meant to protect contract workers who are working for the government in places outside of the United States. [Read More]

  • Five Mistakes Contractors Need To Avoid When It Comes To Liability Insurance

    Contractors need to make sure they have adequate liability coverage for all of the vehicles they use as part of their operation. Any insurance mistakes can leave contractors susceptible to thousands of dollars in damages should an accident occur. The following are five big mistakes you need to avoid as a contractor when it comes to your liability insurance. Not taking advantage of policy add-on perks that can be beneficial [Read More]

  • Five Things You May Have To Do About Your Car Insurance After Moving

    Moving can disrupt your car insurance coverage and policy, and there are a few changes you may have to make. Here are a few things you may have to do to ensure that your insurance coverage is still adequate and affordable after moving: Updating Your Address The first thing you must do after moving is to update your address; inform your insurance carrier about your move so that they can update your policy accordingly. [Read More]

  • 4 Factors That Will Significantly Affect The Cost Of Your Auto Insurance

    Taking the time to get the best price of your car coverage is sure to be foremost on your mind. This will allow you to remain protected regardless what may happen when you're on the road. The good news is there are specific things you can do that may help lower the cost of your auto insurance and knowing what these are may be helpful to you. Factor #1: Type of car [Read More]

  • 4 Benefits Of Choosing Auto Insurance That Offers A Mobile App

    Mobile apps are changing the way people use their auto insurance, and choosing a carrier that offers a mobile app can provide a host of benefits not previously available for drivers. Use the following guide to learn the unique benefits that come with having a mobile car insurance app on your smartphone. 1. Roadside Assistance Access Some car insurance policies come with included roadside assistance, and a mobile app for your auto insurance makes it easier than ever to access your benefits. [Read More]

  • Does Homeowner's Insurance Cover Refrigerator Problems And Spoiled Food?

    Homeowner's insurance is a necessity for anyone that owns a house, but many people are unaware of all the different types of coverages a standard policy offers. One type of coverage your policy might offer, that you do not even realize, is coverage related to refrigerator malfunctions. Here are several things to understand about home insurance and refrigerator problems. Your policy does not cover the refrigerator itself A standard homeowner's insurance policy does not typically offer coverage for broken refrigerators, or any other types of appliances for that matter. [Read More]

  • Home Insurance Needs For A House You Plan On Renting Out

    It can be very frustrating if you need to sell your home right away because your new home is ready for you to move into. If you cannot sell your current home, you could end up with two mortgage payments to make each month. In this situation, you could opt to rent your home out and become a landlord. This is a great way to avoid having two mortgage payments, but there are several things you should know about the insurance you will need for the home you will rent out. [Read More]

  • What Type Of Roof Damage Coverage Does Homeowner's Insurance Provide?

    If you own your own home, you better have homeowner's insurance. Not only does it help protect you in the event of some sudden disasters, but it also protects you from lawsuits if someone is injured while on your property. However, not everyone understands what homeowner's insurance covers, especially when it comes to roof damage. If you are worried about roof damage, find out what your insurance will and won't cover. [Read More]