Posts

  • 3 Reasons to Update Your Home Insurance Policy Each Year

    The home you own and live in is probably the most valuable asset you have, so you need homeowner's insurance. Homeowner's insurance protects your home and belongings, and it is not something you should forget to have. When you buy a policy, it protects your house for as long as you pay your premiums, but you might need to make changes to the policy occasionally. The best thing to do is to update your plan annually, and here are three reasons this is important. [Read More]

  • 4 Costly Mistakes To Avoid When Insuring Your Teen Driver

    Whether you have a newly licensed teen driver in your home or you are setting up car insurance coverage for an older teen, two facts remain. You want to make sure your teen has the coverage he or she needs behind the wheel, and you don't want to overpay. Unfortunately, if you're making any of these common teen auto insurance mistakes, you could be leaving a lot of money on the table. [Read More]

  • 3 Tips For Getting Fair Compensation For Lost Income After An Injury

    After you are injured in an accident, such as a car accident or an accident at home, you generally have to work with an insurance company in order not just to cover your medical costs, but also to compensate you for lost income as a result of your injury. An injury can have really serious consequences on your finances, which is why you want to work to make sure you are fairly compensated from your lost wages so you can recover not just medically, but financially from the accident. [Read More]

  • How To Choose Your Car Insurance Deductible

    When you shop for a car insurance policy, one of the decisions you have to make is how high you want your deductible to be. Your deductible is how much you'll have to pay before your car insurance coverage takes over, so it's important to consider several factors before you choose a deductible amount. Look at Your Finances One of the first things you should consider when you decide on a deductible amount is your current financial situation. [Read More]

  • Different Types Of Coverage To Know About When You Buy Your First Property Insurance Policy

    If you're buying your first home, it may be your first experience with buying property insurance. Insurance is required when you get a mortgage on a home, but even if you happen to be paying cash, you want insurance to protect your investment. Here's a look at some different kinds of insurance for you to consider. The Amount Of Coverage You Can Get You can buy a policy with different variables for your deductible and policy limit so you can get protection you can afford. [Read More]

  • Additional Home Insurance Riders You Will Have To Purchase Separately If You Want Them

    Home insurance is a wonderful product that protects your home against a lot of awful situations. Unfortunately, even the best of insurance products does not cover certain and unusual situations. Here are some examples of insurance riders you can purchase in addition to the home insurance policy if you should want these riders, or know that you will definitely need them: Flood Rider Some areas are known "flood plains." These areas commonly flood, and are recognized as insurance problem areas. [Read More]

  • Why You Should Review Your Auto Insurance Regularly

    If you automatically renew your auto insurance every year without review, then you might be paying more than you should. This is because many of the factors that determine your final auto insurance rate change over time. Below are some of these factors. Discounts Auto insurance discounts evolve with time. The discounts you may qualify for today are not the same discounts you had three or four years ago. Carriers sometimes come up with discounts or change the rates of exiting discounts. [Read More]

  • Getting Your Hands On An SR-22 Insurance Policy

    If you are a vehicle owner, it is of the utmost importance that you keep your car insured to the fullest. In doing this, you will be able to keep up with the legality of owning said automobile so that you don't have problems with the Department of Motor Vehicles. What's more, it is up to you to consider the worth of your vehicle and the trustworthiness of the company that you are buying insurance from, so you'll always know that you are protected when you drive. [Read More]

  • How Home Insurance Works If You Purchase A Rental House

    Are you interested in slowly becoming a landlord by investing in properties that you will rent out? If so, you might currently be looking at a house you would like to buy as your first rental house to own. When you make this purchase, you will need to purchase a form of homeowner's insurance on the property, and here are a few things to know about the type of coverage you will need. [Read More]

  • How To Check Your Car And Home For Hail Damage

    Hail damage to your car or home may be covered by insurance, depending on your policy. For cars, you must have comprehensive coverage before the time of the hail storm. For home insurance, most areas have hail damage built into their basic policies. Check with your insurance agent for more information. If you have been in a hail storm recently, you may be looking for proof to show your insurance that there has been damage which you should be paid for. [Read More]