Insurance

  • Additional Home Insurance Riders You Will Have To Purchase Separately If You Want Them

    Home insurance is a wonderful product that protects your home against a lot of awful situations. Unfortunately, even the best of insurance products does not cover certain and unusual situations. Here are some examples of insurance riders you can purchase in addition to the home insurance policy if you should want these riders, or know that you will definitely need them: Flood Rider Some areas are known "flood plains." These areas commonly flood, and are recognized as insurance problem areas. [Read More]

  • Why You Should Review Your Auto Insurance Regularly

    If you automatically renew your auto insurance every year without review, then you might be paying more than you should. This is because many of the factors that determine your final auto insurance rate change over time. Below are some of these factors. Discounts Auto insurance discounts evolve with time. The discounts you may qualify for today are not the same discounts you had three or four years ago. Carriers sometimes come up with discounts or change the rates of exiting discounts. [Read More]

  • Getting Your Hands On An SR-22 Insurance Policy

    If you are a vehicle owner, it is of the utmost importance that you keep your car insured to the fullest. In doing this, you will be able to keep up with the legality of owning said automobile so that you don't have problems with the Department of Motor Vehicles. What's more, it is up to you to consider the worth of your vehicle and the trustworthiness of the company that you are buying insurance from, so you'll always know that you are protected when you drive. [Read More]

  • How Home Insurance Works If You Purchase A Rental House

    Are you interested in slowly becoming a landlord by investing in properties that you will rent out? If so, you might currently be looking at a house you would like to buy as your first rental house to own. When you make this purchase, you will need to purchase a form of homeowner's insurance on the property, and here are a few things to know about the type of coverage you will need. [Read More]

  • How To Check Your Car And Home For Hail Damage

    Hail damage to your car or home may be covered by insurance, depending on your policy. For cars, you must have comprehensive coverage before the time of the hail storm. For home insurance, most areas have hail damage built into their basic policies. Check with your insurance agent for more information. If you have been in a hail storm recently, you may be looking for proof to show your insurance that there has been damage which you should be paid for. [Read More]

  • Tips to Help You Insure Your Motorcycle

    When you own a motorcycle and plan to ride it on the roads, it must be covered under an insurance policy. What do you need to know about motorcycle insurance? What coverage do you really need? Here, you'll find a few tips to help you insure your motorcycle and stay within your budget. Consider the Value of the Motorcycle Before you get your insurance, you need to consider the value of your motorcycle. [Read More]

  • Does Filing For Bankruptcy Have Effects On Your Home Insurance?

    Most people realize that filing for bankruptcy can affect their credit in a way that is very negative, but this is certainly not the only effect bankruptcy can have on a person. Bankruptcy can also affect other areas of life, and one thing you might be wondering is whether filing for bankruptcy will affect your homeowners insurance. This is a good question to evaluate, and there are several things to understand about this. [Read More]

  • Getting Insurance After a License Suspension: Three Things to Know

    Your driver's license can be suspended for a number of reasons, such as a DUI conviction or multiple moving violations. Driving after your driving privileges have been restored means finding proper insurance coverage. This can be confusing at times, but learning some basic information can help you get back on the road while still following the letter of the law. Here are a few things to know about getting insurance once your license has been reinstated. [Read More]

  • Is Your Home Prepared For Winter? How To Avoid Winter Insurance Claims

    If you own your home, you need to take steps to prevent insurance claims this winter. Winter weather can wreak havoc on your home and cause serious damage. Unfortunately, each claim you file for property damage can lead to increased premiums on your homeowner's insurance policy. The best way to avoid winter damage, insurance claims and the accompanying premium increases, is to take precautions to safeguard your home. Here are four steps you can take to avoid winter claims on your homeowner's insurance. [Read More]

  • What You Need To Know To Protect Your Business Against Liquor-Related Lawsuits

    Mixed drinks, liquor, and beer are often thought of as celebratory or relaxing beverages. Your business needs to be aware of the relationship between alcohol consumption and your legal liability to ensure that you are protected against financial loss in a liquor-related lawsuit. Many states have provisions that allow for the suing of a business whose employees or patrons consume too much alcohol and then cause significant property damage. There are two primary types of liquor liability insurances available on the market today. [Read More]