Understanding Insurance Policies

Posted on: 18 November 2018

If you own your home, you need to take steps to prevent insurance claims this winter. Winter weather can wreak havoc on your home and cause serious damage. Unfortunately, each claim you file for property damage can lead to increased premiums on your homeowner's insurance policy. The best way to avoid winter damage, insurance claims and the accompanying premium increases, is to take precautions to safeguard your home. Here are four steps you can take to avoid winter claims on your homeowner's insurance. [Read More]

Posted on: 18 November 2018

Mixed drinks, liquor, and beer are often thought of as celebratory or relaxing beverages. Your business needs to be aware of the relationship between alcohol consumption and your legal liability to ensure that you are protected against financial loss in a liquor-related lawsuit. Many states have provisions that allow for the suing of a business whose employees or patrons consume too much alcohol and then cause significant property damage. There are two primary types of liquor liability insurances available on the market today. [Read More]

Posted on: 1 October 2018

If you are a military contractor who is employed to work overseas, then you may be asked to get a special type of insurance. The insurance is called DBA insurance, and you will often need to acquire it before you start working overseas. What Is DBA Insurance? DBA insurance is a type of workers' compensation insurance that is specifically meant to protect contract workers who are working for the government in places outside of the United States. [Read More]

Posted on: 14 August 2018

Contractors need to make sure they have adequate liability coverage for all of the vehicles they use as part of their operation. Any insurance mistakes can leave contractors susceptible to thousands of dollars in damages should an accident occur. The following are five big mistakes you need to avoid as a contractor when it comes to your liability insurance. Not taking advantage of policy add-on perks that can be beneficial [Read More]