Small Business? Sole-Proprietor Business Insurance Options

Posted on: 4 April 2022

Just because you operate a small, sole-proprietor business does not mean you can forego the proper insurance. If you are unsure of where to start, contact a commercial insurance agent and ask about a business owner's policy (BOP). This type of policy starts with coverage for any property the business owns (which is besides real estate can include items such as computers, machinery, inventory, and any other items needed to run the business,) and also allows for some liability should someone be injured due to your business operations. [Read More]

4 Factors Insurance Companies May Consider When Determining Post-Claim Premium Increases

Posted on: 1 March 2022

The consensus amongst many people is that if you have a car accident, you can guarantee that your auto insurance premium will increase. However, if you take a closer look at the way insurance companies sometimes assess accident claims, you might discover that this practice can apply to some situations, but not all of them. Learn more about the factors that insurance companies sometimes use when evaluating claim-induced premium increases. [Read More]

What Does Workers Comp Insurance Cover?

Posted on: 18 January 2022

As a company owner, it's your responsibility to look out for your employees' well-being. Knowing that you've invested in their welfare gives your staff the confidence to report to work and go the extra mile to grow your business. No matter how many employees you have, it's crucial to have workers comp insurance that covers your staff for work-related injuries and losses. This gives you peace of mind knowing that your employees can quickly bounce back after an unforeseen accident. [Read More]

Should You Buy Your Car Insurance Through An Agent Or Online?

Posted on: 3 December 2021

As technology advances and as companies adopt new digital strategies, more people are using online platforms for their needs. Today, you can get car insurance information online, get a quote, or even buy your insurance policy online.  However, some people remain adamant about online purchases and prefer the conventional route when making their car insurance purchase. So, which option is better? Buying Through a Car Insurance Agent Seeking the services of a car insurance agent is like asking for help from your assistant. [Read More]