Understanding Insurance Policies

Posted on: 12 April 2021

Part of the beauty of purchasing homeowner's insurance is having the ability to file a claim after a residential accident or emergency happens. Coming up with large sums of money at a moment's notice isn't always the easiest thing to do, especially if every penny in your budget is already accounted for. If a covered peril has occurred at your home and you're thinking about filing an insurance claim, it would seem that there isn't much to it. [Read More]

Posted on: 9 March 2021

One of the many add-ons you can apply to your auto insurance policy is uninsured motorist coverage (UMC). UMC is required in a few states but not most states. It is essential to understand what this coverage offers. #1: Uninsured & Underinsured Coverage Are Different Although the terms are often used interchangeably, uninsured and underinsured driver coverage are two different things. Uninsured driver coverage comes into effect when you are involved in a crash with someone who either doesn't have insurance at all or whose insurance doesn't meet the requirements for insurance in your state. [Read More]

Posted on: 8 February 2021

There are many people out there who rent houses, apartments, and other types of homes and who are not covered by renters insurance. If you are one of them, then you should check out these possible signs that you should purchase a renters insurance policy. Luckily, there are plenty of reputable insurance companies out there that offer renters insurance policies for affordable rates, so finding and buying coverage for yourself shouldn't be too difficult or expensive. [Read More]

Posted on: 4 January 2021

You never know when it will happen. After happily sailing along for several months or even years with the same insurance company, you receive notice that your premium will go up at the next renewal. The news can come as a major blow because you have likely set your budget around the existing rate and may be unsure of how you'll be able to come up with the difference. The situation may initially throw you for a loop but always know that there are options. [Read More]