Does Homeowner's Insurance Cover Refrigerator Problems And Spoiled Food?

Posted on: 8 February 2018

Homeowner's insurance is a necessity for anyone that owns a house, but many people are unaware of all the different types of coverages a standard policy offers. One type of coverage your policy might offer, that you do not even realize, is coverage related to refrigerator malfunctions. Here are several things to understand about home insurance and refrigerator problems. Your policy does not cover the refrigerator itself A standard homeowner's insurance policy does not typically offer coverage for broken refrigerators, or any other types of appliances for that matter. [Read More]

Home Insurance Needs For A House You Plan On Renting Out

Posted on: 20 December 2017

It can be very frustrating if you need to sell your home right away because your new home is ready for you to move into. If you cannot sell your current home, you could end up with two mortgage payments to make each month. In this situation, you could opt to rent your home out and become a landlord. This is a great way to avoid having two mortgage payments, but there are several things you should know about the insurance you will need for the home you will rent out. [Read More]

What Type Of Roof Damage Coverage Does Homeowner's Insurance Provide?

Posted on: 13 November 2017

If you own your own home, you better have homeowner's insurance. Not only does it help protect you in the event of some sudden disasters, but it also protects you from lawsuits if someone is injured while on your property. However, not everyone understands what homeowner's insurance covers, especially when it comes to roof damage. If you are worried about roof damage, find out what your insurance will and won't cover. [Read More]

Getting Homeowners Insurance Coverage The Smart Way

Posted on: 28 September 2017

Have you been living in a house that isn't covered by insurance because you want to save money? You can actually end up losing a substantial amount of money by not purchasing homeowners insurance. The reason why is because a disaster can destroy your house when least expected, and you might have to consider it as a loss if you can't afford to get it repaired. Homeowners insurance is also useful for financial security for other things in your life as well. [Read More]